McKayla Wooldridge is a research analyst on the 451 Research Fintech team within S&P Global Market Intelligence. Her coverage focuses on trends and technologies impacting the fintech ecosystem and implications for stakeholders and the customer experience. Her research spans the “buy now, pay later” market, B2B payments, banking as a service, and bank and fintech partnership dynamics. Before joining the 451 Research technology research group as an analyst, McKayla worked as a business intelligence advisor at S&P Global Market Intelligence, where she helped community banks and credit unions leverage the SNL Banker data warehouse for a variety of business applications. McKayla holds a Bachelor of Science degree in economics and applied geographic information systems from James Madison University and is currently pursuing her MBA with a concentration in business analytics at George Mason University.
More favorable macroeconomic conditions set the scene for a brighter fintech outlook in 2025, but vendors will need to be more tactical and intentional to find the growth that was once seen as a given. Constrained venture funding, intensifying regulatory scrutiny and spreading market saturation are signals that fintechs must work harder than ever in coming years to scale their businesses.
This year has been the product of multiple years of societal unrest due to high inflation, natural disasters, an AI boom and geopolitical conflicts, topped off with a US presidential election. We aim to determine whether these events will ultimately affect this year's holiday spending or the broader adoption of more advanced financial practices.
Business-to-business payments are becoming more digital, automated and streamlined. Accounts payable and receivable automation, virtual cards, and real-time payments are transforming the B2B payments ecosystem. We can expect more integration and consolidation across B2B payments, uniting what continues to be a fragmented market.
Money20/20 continues to live up to its reputation as the must-attend global fintech event. Our fintech team was on-site conducting more than two dozen meetings over the course of several days, largely orienting around business-to-consumer and -business payments technology.
The global business-to-business payments and invoicing provider gathered 250 merchants and payments stakeholders for its debut business-to-business payments event, TreviPay Crossroads. The event showcased over 30 keynote and breakout panel discussions focused on B2B payments in retail, travel and manufacturing.
New Alert Set
"My Alert"
Failed to Set Alert
"My Alert"
Here are a few tips for navigating our Research.
Quickly access any of our research and data products.
Browse the research & data that aligns with your specific interest.
Discover new and more flexible ways of finding relevant content.
Set notifications for the topics & companies you care about most.
Access any page in the dashboard from here.
Hand picked content for you and your team.
