By
Xylex Mangulabnan
Jordan McKee
Gaby Villaluz
April 24 2026 |
Technology & Business Insight
This survey tracks the state of US banks, lending, credit quality, deposits and the overall economy. Data points from the S&P Global Market Intelligence US Bank Outlook Survey include average deposit rates for a variety of financial products, credit quality and the overall economy.
The online survey of 109 US commercial banks and thrifts was conducted Feb. 17–March 24, 2026. The margin of error for top-line statistics is +/- 9 points at the 95% confidence level.
Reports
US banks are still in wait-and-see mode on stablecoins – US Bank Outlook Survey (Spotlight)
Our Q1 2026 US Bank Outlook survey shows a sector that is early, cautious, and internally divided on stablecoins — but not dismissive. Most institutions are stalled in an observational mode, lacking the internal alignment needed to translate interest into action.
Data files
Crosstabs (Excel tables | Download link in sidebar to the right) – Crosstabs of complete worldwide and regional survey results datasets, including key metrics and segmentation.
Charts and Figures (PowerPoint charts | Navigate charts in sidebar to the left | Download link in sidebar to the right) – PowerPoint slide deck of complete top-line survey results in charts and figures.
Data Insights Deck (PowerPoint charts | Coming soon) – PowerPoint slide deck of advanced charts supporting deeper analysis and insight.
Information Security
Data, AI & Analytics
Customer Experience & Commerce
Cloud & Managed Services Transformation
Workforce Productivity & Compliance
IoT, Edge and Digital Industries
Datacenter Services & Infrastructure
Applied Infrastructure and DevOps
Fintech