By
Xylex Mangulabnan
Jordan McKee
Gaby Villaluz
McKayla Wooldridge
July 28 2025 |
Technology & Business Insight
This survey tracks the state of US banks, lending, credit quality, deposits and the overall economy. Data points from the S&P Global Market Intelligence US Bank Outlook Survey include average deposit rates for a variety of financial products, credit quality and the overall economy.
The online survey of 106 US commercial banks and thrifts was conducted June 3–July 1, 2025. The margin of error for top-line statistics is +/- 9 points at the 95% confidence level.
Reports
Bankers positive on loan growth amid economic uncertainty (Spotlight)
US bankers have a favorable outlook on loan growth over the next year amid a volatile economic outlook.
Bankers expect an upswing in deposits over the next 12 months (Spotlight)
The majority of US bankers are bullish on deposit growth over the next year, according to S&P Global Market Intelligence's second-quarter 2025 US Bank Outlook Survey.
Data files
Crosstabs (Excel tables | Download link in sidebar to the right) – Crosstabs of complete worldwide and regional survey results datasets, including key metrics and segmentation.
Charts and Figures (PowerPoint charts | Navigate charts in sidebar to the left | Download link in sidebar to the right) – PowerPoint slide deck of complete top-line survey results in charts and figures.
Data Insights Deck (PowerPoint charts | Coming soon) – PowerPoint slide deck of advanced charts supporting deeper analysis and insight.
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